Currency Converter
Direct answer. Convert any pair of 160+ world currencies at live mid-market rates. Popular pairs today (mid-market reference): 1 USD ≈ ₹83.50 INR, €0.92 EUR, £0.79 GBP, ¥150 JPY. To convert: enter the amount, pick source and target currencies, read the figure. Works for any combination — USD↔INR, GBP↔USD, EUR↔USD, AED↔INR, AUD↔NZD, ZAR↔USD — across major and emerging-market currencies including Middle East (AED, SAR, QAR), Asia (CNY, KRW, IDR, PKR, BDT), Latin America (MXN, BRL, ARS, COP) and Africa (NGN, KES, EGP).
What this currency converter does
A free online currency converter covering 160+ world currencies at live mid-market rates. Built for travellers, online shoppers, freelancers, importers, exporters and anyone moving money internationally. Whether you need to convert USD to INR for a remittance, GBP to USD for a transfer, EUR to JPY for a trip, or any pair across major and emerging-market currencies (AED, BRL, MXN, ZAR, KRW, IDR, PKR, NGN and more), the converter uses daily-refreshed reference rates from the European Central Bank and the broader open exchange rate network. Rates are mid-market — the wholesale rate banks quote each other — which is the right number for planning and budgeting. For actual transactions, expect a 1–4% margin added on top by your bank, card or remittance provider.
Inputs explained
- Amount: The monetary value you want to convert. Any positive number works, including cents/paise/pence (e.g. 12.50).
- From: The source currency. Any of 160+ ISO 4217 codes — USD, EUR, GBP, INR, JPY, AUD, CAD, AED, CNY, BRL, ZAR and many more.
- To: The target currency. Same 160+ option list.
- Date (optional): Leave empty for the latest available rate, or pick a date back to January 1999 for a historical conversion.
How it works
The converter fetches exchange rate data from open exchange rate APIs that source from the European Central Bank (for ECB-published currencies) and the wider open.er-api.com network for the full 160+ currency set. Rates refresh daily on business days. To convert between any two currencies, the tool uses the standard cross-rate formula — internally routing via a base currency. The maths is invisible to you: pick the two currencies and read the result.
The formula
Converted Amount = Input Amount × (Target Rate ÷ Source Rate)
Where rates are relative to a base currency (usually USD or EUR).
Example: 100 USD to INR = 100 × 83.50 = ₹8,350
Example: 100 GBP to USD = 100 × (USD per EUR ÷ GBP per EUR) ≈ £100 × (1.085 ÷ 0.857) ≈ $126.60
Where rates are relative to a base currency (usually USD or EUR).
Example: 100 USD to INR = 100 × 83.50 = ₹8,350
Example: 100 GBP to USD = 100 × (USD per EUR ÷ GBP per EUR) ≈ £100 × (1.085 ÷ 0.857) ≈ $126.60
Live exchange rates across 160+ world currencies — USD, EUR, GBP, INR, JPY, AUD, AED and more. Daily refresh.
Converted Amount
--
--
1 USD = -- EUR
Source: Frankfurter API.
Last updated: --
Last updated: --
Step-by-Step Example
Convert: 100 USD to INR
Step 1: Fetch ECB rates. Suppose 1 EUR = 1.04 USD, and 1 EUR = 87.50 INR.
Step 2: Convert USD to EUR: 100 ÷ 1.04 = 96.15 EUR.
Step 3: Convert EUR to INR: 96.15 × 87.50 = 8,413.46 INR.
Result: 100 USD ≈ 8,413.46 INR (rate varies daily).
Use Cases
- Travel planning: Estimate how much foreign currency you will receive when exchanging money before a trip.
- Online shopping: Convert prices on international websites to your local currency before purchasing.
- Business invoicing: Calculate equivalent amounts when billing or paying international clients.
- Investment research: Track how currency fluctuations affect the value of foreign investments or assets.
- Freelancing: Convert between the currency your client pays in and your local currency for income tracking.
Assumptions and Limitations
- Exchange rates are published by the ECB on business days only. Weekend and holiday rates show the most recent available rate.
- ECB reference rates are mid-market indicative rates, not buy/sell rates. Actual rates from banks and exchange services will include a spread.
- The converter does not include fees, commissions, or markups charged by financial institutions.
- Cryptocurrency conversions are not supported — only fiat currencies published by the ECB.
- Historical rates are available back to January 1999 when the Euro was introduced.
Disclaimer: Exchange rates are for informational purposes only. Actual rates offered by banks and financial institutions may differ. Do not use these rates for high-value financial transactions without verifying with your bank or broker.
Popular currency pairs at a glance
Reference figures at recent mid-market rates. Your bank, card or remittance provider will typically add a 1–4% margin on top.
US Dollar (USD) base
| From $USD | → INR (₹) | → EUR (€) | → GBP (£) | → JPY (¥) | → CAD (C$) | → AUD (A$) |
|---|---|---|---|---|---|---|
| $1 | ₹83.50 | €0.92 | £0.79 | ¥150 | C$1.36 | A$1.53 |
| $10 | ₹835 | €9.21 | £7.87 | ¥1,500 | C$13.60 | A$15.30 |
| $100 | ₹8,350 | €92.10 | £78.74 | ¥15,000 | C$136 | A$153 |
| $1,000 | ₹83,500 | €921 | £787 | ¥150,000 | C$1,360 | A$1,530 |
| $10,000 | ₹835,000 | €9,210 | £7,874 | ¥1,500,000 | C$13,600 | A$15,300 |
Euro (EUR) base
| From €EUR | → USD ($) | → GBP (£) | → INR (₹) | → CHF (Fr) | → JPY (¥) |
|---|---|---|---|---|---|
| €1 | $1.085 | £0.857 | ₹90.60 | Fr 0.96 | ¥162.75 |
| €10 | $10.85 | £8.57 | ₹906 | Fr 9.60 | ¥1,628 |
| €100 | $108.50 | £85.70 | ₹9,060 | Fr 96 | ¥16,275 |
| €1,000 | $1,085 | £857 | ₹90,600 | Fr 960 | ¥162,750 |
British Pound (GBP) base
| From £GBP | → USD ($) | → EUR (€) | → INR (₹) | → AUD (A$) | → AED (د.إ) |
|---|---|---|---|---|---|
| £1 | $1.27 | €1.17 | ₹105 | A$1.95 | 4.66 |
| £10 | $12.70 | €11.70 | ₹1,050 | A$19.50 | 46.60 |
| £100 | $127 | €117 | ₹10,500 | A$195 | 466 |
| £1,000 | $1,270 | €1,170 | ₹105,000 | A$1,950 | 4,660 |
Indian Rupee (INR) base
| From ₹INR | → USD ($) | → EUR (€) | → GBP (£) | → AED (د.إ) | → SGD (S$) |
|---|---|---|---|---|---|
| ₹100 | $1.20 | €1.10 | £0.95 | 4.40 | S$1.61 |
| ₹1,000 | $11.98 | €11.04 | £9.52 | 44.00 | S$16.13 |
| ₹10,000 | $119.76 | €110.36 | £95.24 | 440 | S$161.30 |
| ₹100,000 | $1,198 | €1,104 | £952 | 4,400 | S$1,613 |
Rates as last reviewed May 2026. Use the live converter above for current figures across 160+ currencies.
Frequently Asked Questions
At a typical mid-market rate of 1 USD = ₹83.50, $100 is around ₹8,350. The USD-INR pair is one of the most watched globally — for Indian importers, US-bound travellers, NRIs sending remittances, and freelancers paid in dollars. The figure on this page is the mid-market rate. Banks and remittance services in India (Wise, Remitly, Western Union) typically add 1–3% on top, so $100 actually credited might land at ₹8,100–₹8,250.
At a typical mid-market rate of 1 GBP = 1.27 USD, $100 is around £78.74. The rate moves daily — usually by less than a penny against the pound, occasionally more around US Federal Reserve decisions or UK inflation prints. The figure on this page is the mid-market rate, the one banks quote each other. When you actually swap money through a bank, travel-money provider or card, expect a margin of 2–4% added on top, so $100 in your pocket might cost £80–£82.
At a typical mid-market rate of 1 USD = €0.92 (or 1 EUR = $1.085), $100 is around €92. EUR-USD is the most-traded currency pair in the world, accounting for roughly a quarter of all FX volume. The rate is volatile around US Federal Reserve and European Central Bank decisions, but for most consumer uses (online shopping, holiday budgeting) the mid-market rate is reliable to within 1-2% of what you'll actually pay through a card.
At a typical mid-market rate of 1 GBP = 1.17 EUR, €50 is roughly £42.74. EUR-GBP has been the most stable major pair for UK consumers in recent years, usually trading between 0.83 and 0.88 pounds per euro. For holiday spending in eurozone countries, buying euros at the Post Office, Tesco or a comparison site like MoneySavingExpert's TravelMoneyMax tends to beat your bank. Loading a multi-currency card before you travel is the cleanest way to lock in a known rate.
At a typical mid-market rate around 1 USD = ¥150, $1 is roughly ¥150 — meaning $100 is about ¥15,000. USD-JPY is one of the most-traded major pairs and is highly sensitive to Bank of Japan policy decisions and US Treasury yields. Japan still runs a cash-heavy economy, so travellers usually exchange physical yen rather than relying entirely on cards. The mid-market rate is reliable for budgeting but actual cash exchange in Japan or abroad usually adds 1-3%.
Most online converters — this one included — show the mid-market rate, which is the wholesale price banks quote each other. When you actually move money, the provider adds a margin (typically 2–4%) and may charge an explicit fee on top. So a USD-INR mid rate of 83.50 might appear as 84.50 on your bank statement. This isn't dishonest, it's how providers make money on currency. The honest comparison is to check what you'd pay versus the mid-market rate — anything within 1% is excellent, 2% is reasonable, 4%+ is poor.
The mid-market rate is the midpoint between the buy and sell prices that banks and brokers quote each other on the wholesale currency market. It's the "real" exchange rate before any retail markup. When you see a rate on Google, XE or most online converters, that's the mid-market rate. The catch: you almost never get this rate when actually moving money. Banks add a spread (often 2-4%), card networks charge a conversion fee, and remittance services build their margin into the rate they show you.
The converter pulls rates daily from open exchange rate APIs that source data from central banks (primarily the European Central Bank for ECB-published currencies, plus the broader open.er-api.com network for the wider set of 160+ currencies). ECB publishes once per business day. On weekends and holidays, rates stay at Friday's close. For most consumer uses — checking a foreign price, planning a holiday budget, invoicing — daily resolution is enough. For high-value transfers or trading, use a live-quoting provider.
ISO 4217 is the international standard that assigns a three-letter code to every currency. The first two letters usually identify the country (US for United States, IN for India, JP for Japan, GB for the UK), and the third letter often comes from the currency name (D for dollar, R for rupee, Y for yen). So we get USD, INR, JPY, GBP, EUR and so on. These codes are universal across banks, exchanges and converters, avoiding confusion between currencies sharing common names like "dollar" or "pound".
Yes — use the optional Date field above to look up rates on any specific date back to January 1999 (when the euro launched). This is useful for invoicing in past months, calculating capital gains on foreign investments, reimbursing old travel expenses, or filing tax returns (US 1040, UK Self Assessment, India ITR) where the conversion rate on the date of transaction matters. The historical rate shown is the published ECB reference, not what an individual transaction actually paid.
No — only fiat currencies. Crypto rates move continuously and on a different infrastructure, and any rates we'd quote would be stale within minutes. For Bitcoin, Ethereum or other crypto conversions, use a dedicated crypto exchange's live ticker — CoinGecko, CoinMarketCap, or your exchange's app. The converter on this page is built for the 160+ fiat currency pairs that travellers, shoppers, freelancers and businesses actually use day-to-day.
Sources and References
- European Central Bank – Euro Foreign Exchange Reference Rates — Official ECB page for the daily reference rates used by the Frankfurter API.
- Frankfurter API Documentation — Documentation for the open-source API providing ECB exchange rate data to this converter.
- International Monetary Fund – Exchange Rate Archives — IMF reference for international exchange rate data and methodology.
- ISO 4217 – Currency Codes — International standard defining the three-letter currency codes used in this converter.
- Schema.org FAQPage Specification — Structured data standard for the FAQ section markup.
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