Mileage Deduction Calculator
Calculate your tax deduction for business, medical, or charitable driving using the IRS standard mileage rates.
📅 Tax Year:
Calculate Mileage Deduction
How It Works
The IRS sets standard mileage rates annually. For 2026:
| Purpose | 2026 Rate | 2025 Rate |
|---|---|---|
| Business | 72.5¢/mile | 70¢/mile |
| Medical/Moving | 22¢/mile | 21¢/mile |
| Charity | 14¢/mile | 14¢/mile |
Who Can Deduct
- Business: Self-employed individuals (W-2 employees cannot after 2017)
- Medical: Anyone, but only medical expenses exceeding 7.5% of AGI
- Charity: Anyone volunteering for qualified charities
Examples
Example: 10,000 Business Miles (2026)
Deduction: 10,000 × $0.725 = $7,250
What this calculator does
This page turns the visible tax inputs into a planning estimate that can be checked against official forms and records. It is designed for quick comparison, not as a substitute for professional tax advice.
How to use this calculator
- Enter the filing status, income, deduction, credit, withholding, and other fields that apply to your situation.
- Run the calculator and review the tax estimate, rate, deduction, or planning result shown on the page.
- Compare the result with IRS forms, state rules, and your own records before making payment or filing decisions.
Frequently Asked Questions
Mileage deduction calculator 2026 business miles?
Start with the key tax inputs and keep each number easy to verify. For the Mileage Deduction Calculator, start with business, medical, moving, or charitable miles; date driven; reimbursement; vehicle ownership; and whether the standard mileage method is allowed. Then use: deduction = qualifying miles x applicable IRS mileage rate. For 2026, business mileage is 72.5 cents per mile, so 4,000 business miles produces a $2,900 deduction before any limits. Read the result as deduction by mileage category and reimbursement comparison. Commuting is usually personal, not business mileage.
How much is my mileage tax deduction?
Separate each tax component so the estimate stays readable and easier to check. The Mileage Deduction Calculator works best when you enter business, medical, moving, or charitable miles; date driven; reimbursement; vehicle ownership; and whether the standard mileage method is allowed. The planning formula is deduction = qualifying miles x applicable IRS mileage rate. For 2026, business mileage is 72.5 cents per mile, so 4,000 business miles produces a $2,900 deduction before any limits. Use the final number for deduction by mileage category and reimbursement comparison. Commuting is usually personal, not business mileage.
IRS mileage rate calculator self employed?
The threshold or rate is only one part of the calculation. Enter business, medical, moving, or charitable miles; date driven; reimbursement; vehicle ownership; and whether the standard mileage method is allowed in the Mileage Deduction Calculator. A practical formula is: deduction = qualifying miles x applicable IRS mileage rate. For 2026, business mileage is 72.5 cents per mile, so 4,000 business miles produces a $2,900 deduction before any limits. Review deduction by mileage category and reimbursement comparison. Commuting is usually personal, not business mileage.
Business miles tax deduction calculator?
Use the calculator for a working estimate instead of relying on a rough guess. For the Mileage Deduction Calculator, start with business, medical, moving, or charitable miles; date driven; reimbursement; vehicle ownership; and whether the standard mileage method is allowed. Then use: deduction = qualifying miles x applicable IRS mileage rate. For 2026, business mileage is 72.5 cents per mile, so 4,000 business miles produces a $2,900 deduction before any limits. Read the result as deduction by mileage category and reimbursement comparison. Commuting is usually personal, not business mileage.
Medical mileage deduction calculator?
For medical mileage, count only trips that qualify as medical transportation, then multiply those miles by the IRS medical mileage rate for that year. Add the mileage amount to other unreimbursed medical and dental expenses. The Schedule A deduction is not the full total; only the amount above 7.5% of AGI is deductible. Keep a simple log with date, destination, purpose, and miles in case the number is questioned.
Charity mileage deduction calculator?
For charity mileage, multiply qualified miles driven in service of a charitable organization by the charitable mileage rate. The federal charitable mileage rate is often much lower than the business rate, so do not use the business mileage number by mistake. Enter the charity miles, any parking or tolls, and your itemized deduction details. The tax savings is the allowed charitable deduction times your marginal tax rate, assuming itemizing helps.
Mileage reimbursement vs deduction calculator?
Put the two choices in separate columns so the tradeoff is visible. In the Mileage Deduction Calculator, enter business, medical, moving, or charitable miles; date driven; reimbursement; vehicle ownership; and whether the standard mileage method is allowed. The comparison should look at deduction by mileage category and reimbursement comparison, not just gross income. The working formula is: deduction = qualifying miles x applicable IRS mileage rate. For 2026, business mileage is 72.5 cents per mile, so 4,000 business miles produces a $2,900 deduction before any limits. Commuting is usually personal, not business mileage.
Use Cases
- Calculating business mileage deductions for self-employed individuals and freelancers
- Estimating medical mileage deductions for trips to doctors, hospitals, and pharmacies
- Tracking charity mileage for volunteer work with qualified nonprofit organizations
- Comparing deduction amounts across multiple tax years to plan driving habits
- Determining whether standard mileage rate or actual vehicle expenses yields a larger deduction
Assumptions & Limitations
- Uses IRS standard mileage rates for the selected tax year (e.g., 70 cents/mile for business in 2025)
- Does not compare standard mileage rate vs actual vehicle expenses (gas, insurance, repairs, depreciation)
- Medical mileage is only deductible for expenses exceeding 7.5% of AGI when itemizing
- Commuting miles from home to a regular workplace are never deductible
- Tax savings estimate uses an approximate 25% marginal tax rate
- Does not include parking fees and tolls, which are deductible separately
Sources & References
- IRS Standard Mileage Rates — Current and historical mileage rates
- IRS Publication 463 — Travel, Gift, and Car Expenses
- IRS Schedule C — Profit or Loss from Business
- IRS Publication 502 — Medical and Dental Expenses (medical mileage)
- IRS Publication 526 — Charitable Contributions (charity mileage)
Disclaimer: This calculator provides estimates for educational purposes only. It does not constitute tax advice. Consult a qualified tax professional for advice specific to your situation.