Charitable Contribution Calculator
Calculate your tax deduction for charitable donations. Deductions are generally limited to a percentage of your Adjusted Gross Income (AGI).
Check Limits
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To 501(c)(3) charities
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Clothing, household items, etc.
Use Cases
- Calculating the maximum deductible amount for cash donations to 501(c)(3) charities
- Determining deduction limits for non-cash donations (clothing, household items, vehicles)
- Estimating carryover amounts when donations exceed annual AGI-based limits
- Planning year-end charitable giving to optimize itemized deductions
- Comparing the tax benefit of donating cash vs appreciated property
Assumptions & Limitations
- Cash donations to public charities are limited to 50% of AGI (post-TCJA sunset)
- Non-cash donations of appreciated property are typically limited to 30% of AGI
- You must itemize deductions on Schedule A to claim charitable contribution deductions
- Donations must be to qualified 501(c)(3) organizations; political contributions do not qualify
- Does not calculate the benefit of donating appreciated stock to avoid capital gains tax
- Excess donations carry forward for up to five additional tax years
Sources & References
- IRS Publication 526 — Charitable Contributions
- IRS Schedule A Instructions — Itemized Deductions
- IRS Tax Exempt Organization Search — Verify charity qualification
- IRS Publication 561 — Determining the Value of Donated Property
- IRS Form 8283 — Noncash Charitable Contributions
Disclaimer: This calculator provides estimates for educational purposes only. It does not constitute tax advice. Consult a qualified tax professional for advice specific to your situation.