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What this calculator does

This page helps you estimate the likely result for Leave Encashment Exemption Calculator from the details entered in the calculator below. Treat the output as a planning estimate, not as a substitute for the final filing computation.

Inputs explained

  • Employee Type: Use the figure relevant to your case and keep the unit consistent with the form.
  • Leave Encashment Received: Use the figure relevant to your case and keep the unit consistent with the form.
  • Avg Monthly Salary (Last 10 months): Use the figure relevant to your case and keep the unit consistent with the form.
  • Completed Years of Service: Use the figure relevant to your case and keep the unit consistent with the form.
  • Leave Balance (Days): Use the figure relevant to your case and keep the unit consistent with the form.

How it works / Method

The calculator uses the values you enter, applies the relevant rule logic for this topic, and updates the result summary immediately after calculation.

Formula or calculation logic

Estimate based on the applicable exemption formula, the amount received, and the notified cap.

Calculate Leave Encashment Exemption

Basic + DA
Usually 30 days per year of service

Leave Encashment Results

Enter details to calculate exempt amount.

Step-by-step example

  1. Enter Employee Type as e.g., 1200000 for a sample case.
  2. Enter Leave Encashment Received as e.g., 75000 for a sample case.
  3. Enter Avg Monthly Salary (Last 10 months) as e.g., 20 for a sample case.
  4. Click the calculate button and review the Leave Encashment Results panel.

Use cases

  • Review salary or exemption planning before payroll proof submission.
  • Check how changing one salary-related input affects the estimate.
  • Prepare a cleaner draft working before filing.

Assumptions & limitations

  • Results are estimates only and should be checked against the correct FY and AY rules.
  • This page does not validate every exemption condition, document requirement, or edge case.
  • Verify the latest filing rules before submitting returns, proofs, or tax payments.

Sources & references

Leave Encashment Exemption Rules

Government Employees

Exemption: FULLY EXEMPT (No limit) Entire leave encashment received by central/state government employees is tax-free.

Private Employees (at Retirement/Resignation)

Exempt Amount = MINIMUM of: 1. Actual leave encashment received 2. ₹25,00,000 (Statutory limit from 01-04-2023) 3. 10 months' average salary 4. Cash equivalent of leave balance Cash Equivalent = (Avg Salary ÷ 30) × Eligible Leave Days Eligible Leave = MIN(Actual Balance, Years × 30 days) Salary = Basic + DA

Important Notes

  • Only at Retirement: Exemption available only on retirement, resignation, VRS, or termination. Leave encashment during service is fully taxable.
  • ₹25 Lakh Limit: Increased from ₹3 lakh w.e.f. 01-04-2023
  • 30 Days Per Year: Maximum leave credit considered is 30 days per year of service
  • Multiple Employers: ₹25 lakh is aggregate limit across all employers
  • Available in Both Regimes: Exemption applies in old and new tax regime
  • Death: Leave encashment received by legal heirs is fully exempt

Examples

1Private Employee - 25 Years Service

Avg Salary: ₹80,000 | Years: 25 | Leave Balance: 300 days | Received: ₹12,00,000

1. Actual Received = ₹12,00,000

2. Statutory Limit = ₹25,00,000

3. 10 months salary = ₹8,00,000

4. Eligible Leave = MIN(300, 25×30) = 300 days

Cash Equivalent = (80,000÷30) × 300 = ₹8,00,000

Exempt: ₹8,00,000 (minimum of 4)

Taxable: ₹4,00,000

FAQs

For private employees, maximum exemption is ₹25 lakh (from 01-04-2023). For government employees, entire amount is exempt without any limit.

Yes, leave encashment received during service (not at retirement) is fully taxable as salary income.

Retirement includes superannuation, voluntary retirement (VRS), resignation, and termination of employment. Exemption is for leave encashment at the time of leaving the employer.

Average of Basic + DA for the last 10 months immediately preceding retirement. Excludes allowances, bonus, commission.

Yes, leave encashment exemption under Section 10(10AA) is available in both old and new tax regimes.

For exemption calculation, maximum leave credit considered is 30 days per completed year of service, regardless of actual accumulation policy.

The ₹25 lakh is the aggregate lifetime limit. If you received leave encashment exemption from previous employers, it reduces available limit with current employer.

Leave encashment received by legal heirs/nominees on death of the employee is fully exempt without any monetary limit.

⚠️ Disclaimer: Results are estimates only. Tax rules can change by financial year and assessment year, so verify the current filing rules before submitting returns or proofs.