Tax-Loss Harvesting Calculator

Calculate the potential tax savings of selling losing investments to offset gains. Reduce your tax bill by harvesting losses strategically.

📅 Tax Year:

🧮 Calculate Savings

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Loss amount you plan to realize
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How It Works

Tax-loss harvesting involves selling securities at a loss to offset capital gains tax liability.

Order of Operations

  1. Losses first offset gains of the same type (short-term vs short-term).
  2. Remaining losses offset gains of the other type.
  3. If losses exceed all gains, up to $3,000 ($1,500 MFS) can be deducted against ordinary income (wages).
  4. Any remaining loss is carried forward to future years.
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