TDS (Tax Deducted at Source) Calculator

What this calculator does

This page helps you estimate the likely result for TDS (Tax Deducted at Source) Calculator from the details entered in the calculator below. Treat the output as a planning estimate, not as a substitute for the final filing computation.

Inputs explained

TDS Section: Use the figure relevant to your case and keep the unit consistent with the form.
Payment Amount: Use the figure relevant to your case and keep the unit consistent with the form.
Payee PAN Available?: Use the figure relevant to your case and keep the unit consistent with the form.

How it works / Method

The calculator uses the values you enter, applies the relevant rule logic for this topic, and updates the result summary immediately after calculation.

Formula or calculation logic

Estimate based on the payment amount multiplied by the withholding rate for the selected payment type or section.

Calculate TDS

TDS Section

Payment Amount *

₹

Payee PAN Available?

TDS Calculation

Select section and enter amount.

Step-by-step example

Enter TDS Section as e for a sample case.
Click the calculate button and review the TDS Calculation panel.

Use cases

Use the tool as a first-pass filing guide.
Review whether your profile or payment type changes the outcome.
Prepare a cleaner checklist before using the official portal.

Assumptions & limitations

Results are estimates only and should be checked against the correct FY and AY rules.
This page does not validate every exemption condition, document requirement, or edge case.
Verify the latest filing rules before submitting returns, proofs, or tax payments.

Sources & references

Common TDS Rates

Section Description Rate Threshold ──────────────────────────────────────────────────────────────── 194A Interest (Bank) 10% ₹40K (₹50K seniors) 194C Contractor (Individual) 1% ₹30K single/₹1L year 194C Contractor (Company) 2% ₹30K single/₹1L year 194H Commission/Brokerage 5% ₹15,000 194I Rent - Plant/Machinery 2% ₹2,40,000/year 194I Rent - Land/Building 10% ₹2,40,000/year 194IA Property Purchase 1% ₹50,00,000 194IB Rent by Individual 5% ₹50,000/month 194J Professional/Technical Fees 10% ₹30,000 194N Cash Withdrawal 2%/5% ₹1Cr (non-filers)

No PAN (Section 206AA)

If payee doesn't provide PAN: TDS Rate = Higher of: • Rate specified in Act • Rate in force • 20%

FAQs

Tax Deducted at Source (TDS) is advance tax deducted by the payer and deposited with government. The payee can claim credit for TDS in their ITR.

You can claim refund of excess TDS by filing your Income Tax Return.

15G (below 60) and 15H (seniors) are forms to declare that your income is below taxable limit, so no TDS should be deducted on interest.

TDS must be deducted at the time of credit to payee's account or actual payment, whichever is earlier.

⚠️ Disclaimer: Results are estimates only. Tax rules can change by financial year and assessment year, so verify the current filing rules before submitting returns or proofs.