80C Investment Tracker

Track your Section 80C investments and find out how much more you can invest to maximize your tax deduction (up to ₹1,50,000).

Enter Your 80C Investments

For up to 2 children
SCSS, ULIP, Stamp Duty, etc.

80C Summary

Enter your investments to see 80C utilization.

Section 80C Eligible Investments

Maximum deduction under Section 80C is ₹1,50,000 per financial year.

Popular 80C Options

  • EPFEmployee's contribution to PF (employer's is separate)
  • PPF15-year lock-in, ~7.1% interest, EEE status
  • ELSSEquity mutual funds with 3-year lock-in
  • Life InsurancePremium up to 10% of sum assured
  • NSC5-year lock-in, interest also qualifies under 80C
  • Tax Saver FD5-year FD with banks, interest is taxable
  • SSYFor girl child, highest interest among govt schemes
  • Home Loan PrincipalPrincipal repayment qualifies (not interest)
  • Tuition FeesFull-time education for up to 2 children
  • Stamp DutyOn purchase of residential property
Note: Section 80C deduction is NOT available in the New Tax Regime. It can only be claimed if you opt for the Old Tax Regime.

FAQs

The maximum deduction under Section 80C is ₹1,50,000 per financial year.

No, Section 80C deduction is not available in the new tax regime. You can only claim it under the old regime.

It depends on your goals. ELSS for potential high returns (3-year lock-in), PPF for safe long-term savings (15-year), Tax Saver FD for guaranteed returns (5-year). SSY is excellent if you have a daughter.

Yes! 80CCD(1B) for NPS provides an additional deduction of up to ₹50,000 over and above the 80C limit of ₹1.5 lakh.

ELSS has the shortest lock-in of 3 years among all 80C options. PPF is 15 years, Tax Saver FD is 5 years, NSC is 5 years.

⚠️ Disclaimer: For estimation only. Consult a tax professional for advice.